1. Scope and controller
This policy applies to My Budget Assistant, operated by BRUXKEY PRIVATE LIMITED, Faridabad, Haryana, India (“BruxKey”, “we”, “us”). It does not replace the privacy terms of Apple, Google, or another service you choose to use.
2. Information we process
Account and contact information
When you sign in with Apple or Google, we receive identifiers and profile/contact details that provider makes available, such as a name, email address, and sign-in token. We also process information you include in support messages.
Budgeting content
We process the budgets, envelopes, transactions, goals, debts, investments, notes, household-sharing information, and related financial-planning content you choose to enter. This content is used to provide the App; it is not obtained directly from your financial institution unless a feature clearly tells you otherwise and asks for permission.
Technical, usage, and diagnostic information
The App and its providers may process app/device identifiers, IP-derived approximate location, device and operating-system details, app version, interactions, session and lifecycle events, diagnostics, and error information. Marketplace providers separately process purchase and subscription records.
3. How and why we use information
We use information to create and secure your account; display and synchronise your budget; support household/device features; provide forecasts and charts; manage feature access; respond to support; diagnose errors; understand aggregate product use; protect the App; comply with law; and establish or defend legal claims.
Depending on where you live, our legal bases include performing our contract with you, our legitimate interests in operating and improving a secure service, consent where required, and compliance with legal duties.
4. Service providers and sharing
We use providers for authentication, hosting/synchronisation, analytics, diagnostics, communications, and app distribution, including Apple and Google/Firebase services. They process information for us under their terms or, for marketplace and sign-in activities, as independent providers. We may also disclose information when required by law, to protect users or the service, or in a business reorganisation with appropriate safeguards.
We do not sell your budgeting content. We do not disclose it for third-party behavioural advertising. We do not make private budget information public.
5. Retention, account deletion, and backups
We keep account and budgeting information while your account is active and as needed to provide the App. When you request deletion, we delete or de-identify information unless retention is required for legal, fraud-prevention, security, dispute, or accounting purposes. Residual copies may remain temporarily in protected backups before routine expiry.
You can request deletion through available in-app controls or by contacting support. Deleting your account does not automatically cancel a marketplace subscription; cancel that separately in Apple App Store or Google Play settings.
6. Your choices and privacy rights
You can review or change information in the App, control sign-in and device permissions through Apple/Google settings, cancel subscriptions through the marketplace, and ask us for access, correction, deletion, restriction, portability, or objection where applicable law provides those rights. You may withdraw consent without affecting earlier lawful processing and may complain to your local data-protection authority.
To protect your information, we may verify your identity before completing a request. Some requests may be limited where an exception applies.
7. Security and international processing
We use reasonable administrative, technical, and organisational safeguards appropriate to the information involved. No storage or transmission method is completely secure. Providers may process information in countries other than yours; where required, we use recognised transfer safeguards and rely on provider commitments.
8. Children
My Budget Assistant is not directed to children under 13, and we do not knowingly collect their personal information. If you believe a child has provided information, contact us so we can investigate and take appropriate action. Higher local age thresholds apply where required.
9. Changes to this policy
We may revise this policy when the product, providers, or law changes. We will post the updated date and provide additional notice when a change materially affects your rights or is otherwise required.
10. Contact
For privacy questions or requests, email support@mybudgetassistant.com. Operator: BRUXKEY PRIVATE LIMITED, Faridabad, Haryana, India.